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Leaving your wealth to your children is something that most Millionaires and Billionaires disagree with. I came across a poll by a famous internet marketer the other day that asked would you leave your money to your kids?
At first, I thought yes sure why not, I would teach them to be responsible with their money before they acquired an inheritance.
Thinking now, my thoughts have changed. Although I would leave some of my wealth or if not all to my daughter there would be a stipulation clause that she would have to adhere to before she could get her hands on it.
Currently, she has just started Marketing and Business Management at Cardiff Metropolitan University and is in a relationship with a person I disapprove of. I am hoping that as the weeks, months progress she will meet other people and re-evaluate her boyfriend’s choices without me interfering.
His attitude towards me and body language says it all and if he could he would have whisked her away a long time ago but she wants to live with me for the time being as deep down I think she knows this person she calls her boyfriend is not a perfect match for her.
Imagine if I popped my clogs and he ended up rolling around in the wealth my daughter inherited I would be coming back to haunt him. This is similar to someone associated in my family that is rolling around in money after my brother’s passing. She now sits on her almighty throne and has bitten the hand that feeds her. Had my brother been alive today and knew I reached out to her and she did not help me (it was not financial help btw, it was something else), I am sure he would not have left her a single penny.
So I have thought and need to re-write my will that my daughter only inherits my assets on the condition her current boyfriend (L) is not in the picture. However, she could easily get around this if he was. So I am now thinking of skipping a generation entirely or donating all my wealth to charity. Over my dead body is he going to get any of the money I have worked really hard for.
He cannot stand me and the feeling is mutual, when he comes into my home he never says hello, and whilst in Lockdown last year he did not once thank me or buy me a box of chocolates or flowers. He tells lies and accuses me of things I have not said or done, hoping to drive a wedge between my daughter and I. Hoping my daughter will choose him over me.
Imagine if they got married God forbid but imagine if they did, I have absolutely nothing in common with this family and certainly would not want to be associated with them or be in the same room as them.
The thing is “he who laughs last laughs the longest” so if they do happen to stay together, imagine when he learns my daughter was penalized financially because he showed me no respect.
Being happy for your child means you are happy for the right choices they make not the bad ones. How can you be happy for a child who has made the wrong choice? You cannot say well they have to live with it, sure, but what parent stands by and lets their child suffer? Yes, you are supposed to love your child unconditionally but to support your child when they have done wrong makes you a bad parent.
A parent that can foresee the future of the consequences of their child’s actions is not going to let them ruin their lives. I wish my parents had intervened when I was in my teens and early 20’s. They should have been more assertive with me and said this is what is going to happen and you have to do and this or else and who you should stay clear from. However, I never had a close relationship with my parents until the latter years.
I was fortunate in the fact none of my boyfriend’s parents especially their mother’s liked me. I came from a working-class background whilst my boyfriends came from the middle class, so the classes clashed.
Not only that my parents were foreign and even though my father came to the UK during WWII and was granted permanent residency by Winston Churchill because he fought with the British and was awarded a medal of honor, it still makes my blood boil that only a few days ago my parents by someone who is well educated and I have known for nearly 40 years, was labeled immigrants when in fact they were nothing of the sort, as my father had dual nationality and so did my mother after the ‘Home Office’ suggested a marriage proposal for her to stay in the UK indefinitely.
So looking back I understood my parents and my life choices that could have been avoided, but I do not blame them as it was my choice at the end of the day as it is now, hence, hopefully, my daughter will understand me when the time comes.
You can read about famous people not leaving money to their children below:
About the Author: Katie Conroy is the creator of AdviceMine.com. She particularly enjoys writing about lifestyle topics and created the website to share advice she has learned through experience, education, and research.
House Hunting in the Time of COVID-19
The COVID-19 pandemic has kept most of us confined to our homes, but this doesn’t mean that your search for the perfect home should be shelved, too. In fact, the current economic situation could very well turn into a buyer’s market, making it an opportune time to continue your house-hunting efforts.
But of course, with social distancing measures in place, this can seem next to impossible. However, the fact remains that there are numerous online tools and resources that you can use—not just to search for your dream home, but even to look at it up close and personal and ultimately close the deal. The best thing is, you don’t even have to leave home to do so. Here’s how.
After purchasing a home, find experienced and reliable movers.
As you search for a new home in the time of COVID-19, where there’s a will, there’s a way. Before long, this virus will run its course, and you’ll be moving into your beautiful, new home as well.
Women In Business Statistics Disclaimer (Since writing this article some roles have changed and there may be some inaccuracies, please do your own research regarding women in business).
Reasons why women do not go into business.
Heard the saying “This is a man’s world”, well things are changing Long have the days gone when women were supposed to be the housewives and the men the breadwinners? However, in Eastern countries, it is still expected that the women stay at home, whilst the man goes out to provide for his family. Our cultural upbringing shows how women have been treated throughout the ages and what is expected of them. More and more women around the world are starting to stand up for their rights and their equality. Men should not be in a position to dictate but to accept that a woman can do the same job if not better.
The main reason why women do not go into business is because:
1). It is a cultural problem where the woman’s place is in the kitchen and in the bedroom (Sexist ideology, not mine may I add) You may be shocked by my allegations but in Saudi Arabia, this is the norm. Women are suppressed and must have legal guardianship such as a father, brother, uncle, son, or spouse that dictates to them what they can and can’t do. They are not given the same opportunities as men in the workplace. Women do not have a free movement like their Western counterparts. Women are not deemed equal and often are discriminated against. Furthermore, although not as extreme if you consider Western women also face problems of discrimination as raising a family may interfere in a career move and are often not considered for these roles for those reasons. Women are more reluctant to be their own boss because of family commitments.
Difficulty Getting Finance
2) Women also find funding more difficult as the men who control the purse strings usually bank managers do not encourage women’s entrepreneurship. A group of women Samantha Cameron, Mary Portas, and Karren Brady, submitted an open letter to the Government, highlighting the chronic and unfair finance gap faced by female entrepreneurs. It has been found that around one-third of women say access to funding was their biggest barrier to starting a business, compared to 20% of men. A similar proportion of state funding is a barrier to expanding an existing business. (Rose Review of Female Entrepreneurship, HM Treasury 2019).
Women are less likely to be considered for a loan or private equity investment because it is perceived that women are less trustworthy, with male entrepreneurs receiving 86% domination more venture capital. However, when women secure investment, women’s businesses show returns of 20 percent more revenue with 50 percent less money invested (Untapped Unicorns, Female Founders Forum/ Barclays 2017) The reason for this is women are more careful with their money and take less risks.
10% of women are more likely to see finance as their only barrier to entrepreneurship, rather than men.
Recent evidence from the UK Survey of SME Finances reported that women were charged more than men on term loans (2.9% vs. 1.9%). (You don’t say…… and I wonder how that could possibly have happened when we are supposed to live a fair and transparent world…..me being sarcastic) No other study has found such a large difference in loan terms, and this result needs further research and explanation (ibid Carter & Shaw 2006).
Social and psychological barriers and bias against women
3) From my own experience, I have been told to leave it to the boys in the past as I will lose the client because he is biased towards women and will not take me seriously. So regardless if you are in an office environment it is not always your colleagues that are the problem but the social block of other cultures coming from the client’s perspectives. So although there is no evidence to suggest women can perform poorly to men it all boils down to culture.
Fear of failure
4) Only 1 in 8 women start-ups’ in the UK because of psychological barriers, mainly to do with financing. The thought of failing and then being ridiculed by a spouse or partner can be too much to bear. Imagine the “I told you so” scenario in which you must eat humble pie. Compared to men women find it difficult to start again and take risks. So although there may be six million businesses currently active in the UK, just 20% are run by female entrepreneurs. Women were 55% more likely than men to fear going it alone as a primary reason for not starting a business. (Rose Review of Female Entrepreneurship, HM Treasury 2019) It has been discovered that 39% of women are deemed as confident in their capabilities of starting a business themselves compared to 55% of men. This is a perceived figure in ability, rather than an actual one in skill sets. (Rose Review of Female Entrepreneurship, HM Treasury 2019)
Networking and Mentors
5) I do not have a mentor per se but I do follow one particular woman in the UK called ‘Baroness Michelle Mone’. I have never met her but I do admire her and one day aspire to meet her acquaintance.
This women is a superwoman in my eyes with all the trauma she endured and struggles but came out smelling of roses on the other side. “Baroness Michelle Mone” is an entrepreneur and an MP for Scotland who was awarded an OBE, she was also the founder of a Lingerie Company called ‘Ultimo’ which she later sold and now does Motivational Speaking and owns a tanning company called ‘Utan’ she also designs jewelry onQVC and does interior design.
Women need women to give them moral boosts of encouragement. Women understand women and find it easier to discuss business with other women. Finding a mentor can be difficult and costly and there are not many considering how many women are in business. Try joining groups on social media rather than membership sites, unless you can afford it that is. Do however go to network events that may cost you about £25 for Business Breakfast or Canapes & Cocktails Event in the evening.
Women find it also difficult to network as they need to have a lot of connections in order to find the right kind of people. But like I said before times are changing and the internet is evolving so eventually business will be conducted online. LinkedIn is one of my favourite portals for finding connections and there are plenty of groups to join. So, marketing yourself is the first step to connecting with like-minded people.
I personally do not have a problem connecting with both men and women. The internet is a God save to meeting people for real. I have successfully done business with people without having to meet them in person. You do need to be available for a chat on the phone or a video meeting, this shows transparency and shows that you are approachable and trustworthy.
Growing a family whilst working
6) Sometimes weighing up the pros and cons of running a business and juggling family life can be off-putting because if a woman has to care for the children meaning taking them to school and dropping everything if they fall ill, this can have adverse effects on a business. However, having backup plans can save an entrepreneur in difficult times. Some women pay for childcare whilst others try to do it alone both juggling their careers with their family obligations. I brought up my child on my own without paying for childcare, whilst also growing my business.
It stands to reason that women are twice as likely as men to mention family responsibilities as a barrier to starting a business, this is because 9 times out of 10 women being the mother, or primary carer of her family will see that her family comes first and business comes second. In addition, for female entrepreneurs with children, primary care responsibilities result in another barrier to further business success, with 46% of female parent entrepreneurs identifying it as a “very important” barrier versus 33% of male parents with businesses. (Rose Review of Female Entrepreneurship, HM Treasury 2019), The reason for this is that men running businesses who have a life partner who they will rely on to be the caregiver, that person will look after their children otherwise if they are lone parents they may hire childcare to overcome the barrier. Men will never try to juggle both business and family life without getting childcare.
Maternity can also play a crucial role in the failure and success of a business and running a business whilst pregnant can be very stressful. Tell me about it, I’ve done that and got the T-shirt. It can be a particular challenge for women entrepreneurs and small business owners, as the legal framework and protections available for employees do not apply (although the self-employed may be able to claim Maternity Allowance). (Women’s Business Council, Enterprise Evidence Paper, BIS 2012). However, running a business whilst nurturing a newborn can be extremely challenging. Pregnant female entrepreneurs are less likely to plan to take any time off as formal maternity leave (Rouse 2009). This is true as I never took any time off work either and brought my baby to the office on numerous occasions.
Facts about women in business
Even though the UK may be the start-up capital of Europe, the number of women starting up or expanding their businesses remains very low. As mentioned above certain factors stop women from following their dreams. Women account for 17% of business owners in the UK.
If women started to build their own businesses it is said that up to £250 billion of new value could be added to the UK economy.
According to (Chief Executive of the Small Business Service, Martin Wyn Griffith, Speaking at the National Dialogue for Entrepreneurship, Washington DC, March 2005), a GBP pound sterling invested in developing women’s enterprise provides a greater return on investment than a pound invested in developing male owned enterprise. (At least Martin is on our side).
When it comes to obstacles, it has been found that women were nearly five times more likely to mention family reasons for becoming self-employed than men. Women think that working from home whilst looking after their children is less stressful than working for an employer. Women can choose the hours they wish to work and can drop things at a moment’s notice if a child becomes sick. A fifth of females chose to work as self-employed to help combine ‘family commitments/wanted to work at home’ and employment in a flexible manner. Conversely, men were almost twice as likely to say that one of the reasons they became self-employed was to ‘make more money’ than women. (ONS Regional Trends, Women in Business 2009).
The statistics show an average of about 30% of self-employed women and 8 percent of men work at home. (ibid ONS 2009). More than half of self-employed women (53%) work part-time compared to 17% of self-employed men. (ONS Labour Market Statistics, September 2014)
I used to use an accountant until I suspected he was not doing his job so I fired him. So now I do my own books and plan to hire an accountant once my business expands.
However, a majority of female-owned businesses are more likely to use an accountant than the majority of male-owned businesses and less likely to use no external advice than the majority of male-owned businesses (Dr Stuart Fraser, Finance for Small and Medium-Sized Enterprises, 2005).
I am forever learning and there are many self-employed webinars on the HMRC website to get useful information on accounting from. It is said that 38% of women in the UK compared to 3% in Europe will take advice from services, banks, and government websites for business support. Women are more likely to do business training and research than men.
I did a business course in my 20s in College and some of the skills have proven to be invaluable in my life now even though at the time I never thought I would be an entrepreneur. Entrepreneurship training is three times more likely to improve self-confidence about having the right skills to run a business. (GEM Special Report: A Global Perspective on Entrepreneurship Education and Training, 2010).
Young Entrepreneurs
Schools do not teach youngsters to be entrepreneurs. But with social media influencing young people are being taught they too can be successful entrepreneurs and they are starting to take advantage and making their very first steps in becoming business owners.
From makeup tutorials on YouTube to vlogging, ghost hunting, and gaming youngster are getting the taste of being their own bosses.
These youngsters are called ‘Millenials’ Among the younger age groups, 18 to 24 and 25 to 34, female entrepreneurship is still half of the male entrepreneurship, but the picture amongst students is more promising with more people learning that being a social influencer, in fact, has made many youngsters millionaires it only goes to show that other youngster will follow suit. Amongst the 18-24 age group are most likely to think that entrepreneurship is a good career move and that it has a high status in society (84% compared to the 75% in the next age group) ( ibid Enterprise Insight 2005).
Entrepreneurial activity amongst people with no formal education is very high in the 18-24 year old age group (14.2%). In particular the 18-24-year-old age group, entrepreneurial activity is twice as high in this category as it is for any other qualification level. (ibid GEM, London Business School 2004).
Students who go on to further education are equally likely to participate in school-enterprise education, however, 50% of males are more likely than females to be interested in starting their own business as a result of their education.
Although we have great women of power not all are founders and you have heard the expression “Behind every great man there is a great woman”, these women are notable for roles other than owners of companies. These roles as CFOs or Executives are all very important in their own right and without CFOs and CEO, companies cannot scale. These women are on the Boards of Directors and they get a percentage of equity of the business.
These women on this list are successful in their own right for the roles they play and without them, the companies would not be where they are today.
We can only aspire to be like them and make a difference in the world by empowering ourselves and others.
Apparently this is not the first time that Tesco’s Website has gone down as two days ago ‘The Sun’ Newspaper reported the frustration of users spending time ammending orders to either have a broken eggs message or a 500 error message.
So today I tried ammending my order and all of a sudden the screen changed to a 500 error message saying “sorry for any inconvenience caused”. This prompted me to contact customer services to be told there is nothing wrong with the website and that I should try private browsing to overcome the issue. I should have kept this women talking whilst I did this as no sooner I put the phone down I had the same error message.
I then phoned Tesco again only to be told that they are aware of the problem and for me to try again later.
It is so easy to loose ones temper but these customer service call handlers are not IT experts and its not their fault.
If Tesco is getting regular outage they should look to investing more back up servers.
So another hour wasted as I will have to keep on trying an re-ammend my order again.
Tesco should compenste their customers by either not charging a delivery fee or give some vouchers for the inconvenience caused as a gesture of good will.
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Conclusion
With many of us with too much time on our hands waiting for our starting orders, there is no time like the present to revamp your garden if you have one or even offer a helping hand for your neighbors and local community especially the elderly.
A nice-looking garden gives people a lasting impression of your home, if you have a messy garden on the outside, what does it say about the inside?
A nice-looking garden with a pond feature increases the value of your property.
If you need ideas on how to landscape your garden here is an excellent article to read:
If you want to be creative and leave it to the professionals and even have a water feature then https://www.pondsolutionscardiff.co.uk will install a pond for you to enjoy for years to come. They are located in Cardiff South Wales UK and can travel within about a 50-mile radius.
I feel the last week has been really stressful and I learned a costly lesson, through what has happened today. Normally I have no issues with clients they usually ask me to build them a site, give me the content and hey presto I go about doing the marketing and SEO.
However and I will not be naming anyone but why do people expect something for nothing?
Why do they expect you to slog your guts out and be beholden to their every whim?
I am saying enough is enough if you hire me to do a job do not question why I do things a certain way, at the end of the day I am doing it for you, not me.
I was recently questioned why I do not use the word “Home” as a Homepage title and when I gave the reasons why rather than take my advice, I was told that other companies in his profession were using the word “Home” and that my title looks silly. So you hire me to do a job and then question my ability even though I know what I am doing.
So my costly mistake and this is the first time I have ever included it in a contract was a cooling off period when this person asked me to build him a website, then started to add more pages over what we had initially agreed on and stated that most businesses have more than 10 pages. That may be true but they pay to have the extra pages they do not give unlimited pages for £49.99 per month. He announced today he would be looking for another designer, more like he will attempt to do it himself as I have not come across designers charging pittance for what he expected me to do.
So I suspect he may try to build a website himself after all every one has more time on their hands so why not give it a go, that is what I think. The SEO audit report will show me if his site has been built by a professional or not, can’t wait.
So the good soul I am, I have not been charging for web hosting, SEO, or marketing because of this pandemic as I reckon a lot of people are strapped for cash right now. However, do not take advantage of me. If I do not charge you for a website until the lockdown is lifted do not start throwing your teddy’s out to the pram if you do not give me the content to the sites and then somehow expect me to do it for you. I should not have to find the content for you as that takes time with research and content writing. I build websites, I should not be building your business also.
It rattles me beyond belief how people are so full of themselves and expects something for nothing. What about me I have to live too.
I am the kind of person who will go above and beyond my call of duty to help someone but if they start taking advantage as I have seen a few of my clients doing lately, I will say enough is enough.
Enough is enough, do not take advantage of people!
Again I have a client who cannot work due to government guidelines and has to overcome the close proximity of his clients so not only did I not charge him for the hosting of the site and blog, but I also gave him free advertising on a local business directory only to have him go on his high horse, why his dot com domain name was not associated with his site.
Talking SEO goes right over his head and when I was still contemplating if I should use his dot com rather that a dot co dot UK domain name for his blog he goes on a rant and now has gone quiet on me when I told him he is only allocated two hours a month and that he is in a queue. The reason why I am hesitant to use a dot com is that even though you can set your GEO fencing for the domain names, search engines still send you traffic from the location your domain comes from which in the case of a dot com is the USA. So if you happen then to do pay-per-click advertising your budget will get swallowed up by US traffic not good especially if you are in the UK.
So I thought I had ample time to update him but obviously not as he was throwing his teddy about and expecting me to drop everything. So what did I do I dropped everything for him and now he has gone quiet, how rude……..
As for the other client I built a 40-page website for and he used the get-out clause in order for me not to charge him, I also designed a logo and has he offered to pay for it of course he hasn’t even though I told him at the beginning how much it would cost and he made me do numerous changes and nothing not even a tiddly wink for my troubles. I hope the client that decided to cool off ahead of payment feels really bad about what he has done. My question to this person is “why bother praising me, bigging me up, saying that I am really clever and know what I am doing and even have an email saying he loves the site only to pull out at the last minute?” I think it is to do with money. Yet what he charges an hour would have covered the costs for the next year’s renewal of the website.
I really cannot understand people sometimes, I really can’t and I have now lost respect for this person.
I am going to stop being nice and doing people favors as they take advantage of me and that is from being many years in business, people want to negotiate your prices even though you try to be as low in price as possible yet they always want more and still want you to lower your price, especially for them. I have had enough I am not doing it anymore, you either pay me the asking price or you find someone that will do it cheaper but I do not have time to haggle with you over my pricing. You would not go to a solicitor who charges £300 an hour to lower their price for you so why should I lower my prices considering I am building the engine that will bring in the clients?
Is it even worth me invoicing him the £75 for the logo and for him not to pay and then me taking it to a small claims court, I do not think so, it is not worth the time or stress or trouble and all I can say is “what goes around comes around”.
To think that I know how much my client’s charge by the hour, my fee is a fraction of one job that they would bring in a month yet they still seem to want more. Sheer greed and being condescending will eventually catch up with you, so you treat people with kindness and respect.
If you think you know more than me then, by all means, put me in my place but if you are just a cheapskate and want to cut corners then I am not the person you should be talking to.
Remember treat people like you would want to be treated. If you want to be a miser, people will also do less for you if you want something you want for nothing.
If you look at the national average for a website do not expect to pay basic web design prices and expect more for your money.
I need to get this off my chest as I really want to scream. As you all know I am a web designer and internet marketer to name a few services that I offer and most recently I lost one client because I was discriminated by his partners opinion about me.
Anyway moving on, the day comes when termination of hosting is imminent and after explaining in so much detail that a five year old could understand and after the domain name had changed hands it was inevitable that the website and emails would go down.
So approximately two and a half hours before midnight and final cut off period, the hosting goes down.
Now wait for this, after I had explained that the hosting would go down at which point it did, I get an email saying this person’s emails had gone.
So even after I had said that as soon as the domain crossed over the hosting would go down this was somehow my fault that this person had no access to his emails.
Furthermore they tried to insinuate I had cancelled the agreement and that I was keeping the domain, of which I proved that the domain had changed hands showing whois data.
This must have stung like a slap across the face and did I get an apology for the insinuation I had cancelled the agreemnet, of course I did not.
Afterall these people think they are somehow better than me. All I will say is you reap what you sow. If you are not nice to people, people will not be nice to you.
Obviously like a good person that I am, I stayed up until the early hours trying to retrieve his emails from back up and restore. I looked like an idiot going back to the hosting providers and saying hold on but my client has not backed up his emails and has not set up up new email accounts with his new web designers.
I won’t say what profession he is in but if you knew you would be shocked.
Anyway just make a statement about the new web designer who have made a shambles of my ex-clients new website and to blow my own trumpet I have perfomed a SEO Audit Report on his site and it looks like an amatuer has thrown a wordpress site together.
There is a saying ” Do not fix something that is not broken”.
All I can say is “OMG” how stupid can you get and to think his idiot partner made derogatory comments about my site , I am laughing my cotton socks off.
Obviously for legal reasons I will not mention the person’s name , his profession or his domain name, but do not pretend to be something you are not. It has taken me years to learn about serach engine optimization and web design so for his partner to claim he is some sort of expert is a joke.
My daughter has said it is his loss and when she saw his new site the reaction was “Oh God”.
To think I have wasted a whole day today as I have been going back and forth my hosting providers and being extremly tired I could not focus on what I was planning on doing today, I lost a whole days work.
Anyway moving on I have been working on a local directory and the amount of busineeses that I have come across that do not have a website or if they claim they do in order to not pay website designers they cheat and have stated their websites are in actual fact Facebook pages is beyond comprehendable. Do not be a cheapskate and do half a job. Your brand and reputations says all about presentation. If you have a mediocre WordPress site or Facebook page instead of a website it does not say much about you.
If you cannot be honest to people you cannot be honest to yourself. Meaning if you are lying to the world you have a website but the world lands on your Facebook Page, what is the first thing people will see? I will tell you, it says you do not have money to spend on a website therefore you are not very successful.
The same goes if your website has Powered by WordPress. Any Professional Designer would remove all reference to WordPress. Again I am blowing my own trumpet as I can see how stupid some people are and cannot admit that they either want to cut costs or have financial difficulties but instead come up with a half hearted excuse why they want to change web site deisgners after being with them for half a decade.
I Know that it is down to the other partner and not so much my ex-client but you would have thought in his line of profession he would show some intellect and considering I am an Author and have published two books on Domain Names, Website Design and SEO, you would not try to insult my intelligence.
Moving on I came across a post on Facebook how the local shop owners of Wellfield Road, which is in the vicinity where I live, were irrate about hooligans vandalising the trees strategically planted to stop cars parking on the street. They even went on to say they collectively raised £740 plus to replace the trees that were vandalised.
The whole point of the trees is to maintain social distancing.
Yet the picture paints a thousand words. The whole point of the trees is to stop parking and to maintain social distancing but what do the shop owners do?……….only pose for a group photo without maintaining social disatancing…….The council should fine them all !! Somehow they seem to think they are exempt from the social distancing rule and one wonders why the world is the way it is.
Racism is not just about colour, it much, much, more than that.
Racism, also called racialism which means people are divided into groups.
Racism is prejudice and discrimination.
Peoples actions, practices, or belief reflect the racial worldview—the ideology.
Humans are divided by their physical traits and traits of personality, intellect, morality, and other cultural and behavioural features.
People are taught that some people are superior to others and are taught the difference from one class to another.
Racism is about classes.
Classes can be defined by:
1) Colour (Black, White, Yellow or Green (Martians))
2) Race (What country you were born eg, Mexican, Eastern European, Africa etc)
3) Religion (Catholic, Muslim, Christian, Atheist, Christian etc)
4) Gender (Heterosexual, Bisexual, Gay, Trans etc)
5) Social (Upper class, upper middle class, lower middle class, working class, poor)
6) Physical Appearance
7) Mental Ability (Intellect)
8) Disability (physical and mental)
Now in my own experience, I have been the target of at least six classes of racism and discrimination.
1) From the age of 5 I was cornered outside the school gates and my blazer was spat on from the inside all because I had a foreign name and could not speak English, yet I understood what the children were saying. I also had my name made fun of. From the age of five I was bullied at school.
On another occasion I was pushed down some concrete stairs onto a gravel laden playground in my school in the UK (this was over 50 years ago).
2) In senior school I was targeted for my race, was called names and had physical altercations with bullies in the school of which some are connected with some of my FB friends. I should really name and shame them, but they are not worth the limelight in my opinion and feel total distain towards them.
3) In my adult life my ex boyfriends’ parents would judge me by race and my social class (the parents of the better class to my parents decided I was not a good fit for their son)
4) One of my ex-s judged me by my race and social class with one referring me as a peasant girl or milk maid, as most of Poland is agricultural and a lot of people are farmers, yet I never lived in Poland. This person was an intellect, yet he still found a way to ridicule me.
5) In my adult life my work environment I was once told to change my name by a German businessman that had changed his name to a British name because people judge you by your name. I have since used a British name on my LinkedIn profile simply for that reason and have had my hand forced because people are judgemental.
This is also true as not so long ago I talked about immigration and Brexit on someone’s post and was told to go back to where I came from (the people on that post judged me by name, even though they did not know me or where I was born), even though I was born in the UK and my father fought with the British in WWII. It was not just one person it was a few people that were defensive. All I said was that Eastern European people meaning Poles in general have made a name for themselves as being hard grafting because they are known to work hard as farmers and that is why people assume, they work hard in general. I also said from my experience and I am an employer that foreign workers work harder as they do not have a social benefit system to fall back on. This caused backlash and I immediately blocked each and every troll that jumped on me.
Another time I was judged for my race and social class and was questioned about my location where I live and was asked do I really live in November House or did I make that up and for me to write my real address and eyebrows were raised when the individuals realised, I live in a quarter million-pound house, which was actually called November House.. I even lost a contract most recently as I believe the person judged me by my race and social class. On another occasion I also had derogatory comments made by the mother of a hairdresser thinking that what she said would not get back to me but it did and now this hairdresser will pay the price as they will never be listed in my directory as a top hairdresser in Roath which I have built (www.roathlife.com).
Also due to a time in my life when a racist person also a narcissist tried controlling me, made me an introvert and submissive and this reflected in my appearance and my personality, but people were quick to judge even though they did not know the full story.
I have since learnt no one’s opinion’s matters other than your own.
I also suffer with OCD but I put it down to the fact that most of my life people have been judgemental towards me and have made me the way I am and this is my defence mechanism kicking in to block out people who are negative towards me.
Because people do not understand they tend to judge or ridicule.
Did you know all the following people have or had OCD.
Famous People With OCD
Leonardo DiCaprio
Leonardo DiCaprio suffers from OCD and says that he allowed his condition to worsen in order to play Howard Hughes in “Aviator.”
His childhood memoriess were to step on cracks in the pavement and if he missed any he would have start all over again, even as far as a few blocks.
Jessica Alba
“Sin City” star Jessica Alba talked about her OCD in an interview with CosmoGirl stating,
“It was like a panic come over me and I had to do something, and once I did it, I was OK. …
It was really me needing to control something.”
Justin Timberlake
Justin Timberlake suffers from OCD that makes him need everything to be organized perfectly.
He also only allows certain foods in his refrigerator.
Katy Perry
Pop star Katy Perry suffers from OCD and says that she brushes her teeth 4-6 times a day.
Howie Mandel
Howie Mandel has been very open about his OCD. He calls handrails his enemy.
Cameron Diaz
Cameron Diaz’s OCD makes her have a fear of germs.
David Beckham
Soccer great David Beckham has admitted to struggling with OCD saying that he has to reorganize hotel rooms in order to feel comfortable.
Charlize Theron
“Young Adult” star Charlize Theron says that her OCD keeps her up at nights worrying about messy cabinets and closets.
Albert Einstein
Historians believe that Albert Einstein suffered from OCD, as do many individuals with very high levels of intelligence.
Penélope Cruz
“Vanilla Sky” actress Penelope Cruz is said to suffer from OCD.
Charlie Sheen
Charlie Sheen has OCD and needs things to be in order. He told Dr. Oz that his OCD even propelled him to fix a stranger’s shirt collar at a restaurant.
Jennifer Love Hewitt
“Client List” star Jennifer Love Hewitt thinks the she inherited her OCD from her mother.
Alec Baldwin
Alec Baldwin self-diagnosed his OCD. Baldwin spoke of the frustrating nature of his condition stating,
“The thing is, you always feel the need to do it, mostly when there’s something at stake. Like,
I will literally be leaving my apartment in New York and I’ve got to go to the airport.
The worst possible time is when the bell rings loudest. A voice will say to me, ‘Move the snow globe to the right three inches.”
Michael Jackson
Michael Jackson had Body Dysmorphic Disorder which is similar to OCD.
Rose McGowan
“Planet Terror” star Rose McGowan suffers from OCD related to agoraphobia.
Harrison Ford
“Star Wars” star Harrison Ford says that his OCD is related to his fear of spiders and reptiles.
Donald Trump
Donald Trump says that his OCD prevents him from shaking hands with people.
(Which is Fake News in my opinion as I have seen him shake hands).
Martin Scorsese
Director Martin Scorsese suffers from OCD and he explored the depths of the condition in his film “The Aviator.”
Roseanne Barr
Roseanne Barr has struggled with OCD and she talked about her experience with Larry King.
Howard Stern
Howard Stern’s OCD developed as a defense mechanism when he was first starting out.
Stern stated, “When I was in college and nervous about entering the world of broadcasting and earning a living, the pressure was enormous. …
As a defence mechanism, my brain had set up an elaborate maze of rituals that kept me from confronting my fear.”
Woody Allen
Film maker Woody Allen has OCD and the main subject that he obsesses about is death.
Nikola Tesla
Historians believe that Nikola Tesla suffered from OCD in his later years.
Fiona Apple
Fiona Apple suffers from OCD and she calls it a problem that can destroy your life.
Dan Aykroyd
“Blues Brothers” star Dan Aykroyd suffers from Tourette’s, Asperger’s and OCD.
Charles Darwin
Researchers believe that Charles Darwin most likely suffered from OCD.
Stanley Kubrick
“A Clockwork Orange” director Stanley Kubrick is thought to have had OCD because of the way that he would shoot an excessive amount of takes when filming his movies.
Kathie Lee Gifford
Talk show host Kathie Lee Gifford is thought to have OCD.
Billy Bob Thornton
“Sling Blade” star Billy Bob Thornton calls suffering from OCD exhausting.
Marc Summers
TV show host Marc Summers suffers with OCD. Who knows how Summers managed to deal with all of the slimy messes on his Nickelodeon show “Double Dare.”
Cole Porter
People speculate that composer Cole Porter most likely suffered from OCD.
Michelangelo
Historians believe that Michelangelo suffered from OCD.
Ludwig van Beethoven
Researchers believe that Ludwig van Beethoven displayed many symptoms of OCD.
Howard Hughes
Entrepreneur and film maker Howard Hughes suffered for OCD and used to obsess over the size of peas.
Later in his life, Hughes became a recluse and continuously watched movies.
Samuel Johnson
Historians believe that Samuel Johnson likely suffered from OCD.
Stonewall Jackson
Researchers find that Stonewall Jackson demonstrated many of the symptoms of OCD.
Jeremy Kyle
Talk show host Jeremy Kyle suffers from OCD.
Warren Zevon
“Werewolves of London” songwriter Warren Zevon suffered from OCD.
He developed a friendship with fellow OCD sufferer Billy Bob Thorton later in his life.
Charles Dickens
Historians believe that “A Christmas Carol” author Charles Dickens likely suffered from OCD.
Marcel Proust
Historians believe that Marcel Proust suffered from OCD.
Fred Durst
Limp Biscuit front man Fred Durst says that suffering from OCD makes touring really tough.
Gerald Kaufman
Gerald Kaufman has self-diagnosed his OCD.
Joey Ramone
Joey Ramone had a severe case of OCD and low self-esteem.
John Melendez
John Melendez, better known as “Stuttering John,” suffers from OCD, just like his good friend and boss Howard Stern.
Natalie Appleton
Pop singer Natalie Appleton suffers from a mild case of OCD.
Jane Horrocks
British actress/musician Jane Horrocks has been diagnosed with OCD.
Steven Gerrard
Soccer star Steven Gerrard’s OCD manifests itself as constant hand washing.
Emily Lloyd
British actress Emily Lloyd has gotten treatment for OCD and she blames the disorder for stalling her career.
Paul Gascoigne
Soccer star Paul Gascoigne suffers from OCD as well as other mental illnesses.
Tim Howard
Soccer player Tim Howard had a tough time in school coping with his OCD.
Ian Puleston-Davies
Actor Ian Puleston-Davies has OCD and a fear of germs.
Jim Eisenreich
Baseball player Jim Eisenreich was diagnosed with Tourette’s and OCD.
Volkert van der Graaf
Murderer Volkert van der Graaf has been diagnosed with OCD and Asperger’s.
So my OCD does not make me a freak or a lunatic, you would not say that about all the above names so you should not say that about me.
I have maintained social distancing way before the covid-19 coronavirus pandemic and have created a bubble that the government now wants us all to adhere to.
It’s ironic that the whole world is forced to become OCD (Contamination) aware, yet I have been doing it for years.
I have even been judged for having a disability.
So, the point is people will never change Racism. Racism will always exist because people will always be judgemental and discriminating, because people are taught to be superior.
It all starts in the classroom. Schools should teach that Racism is not ok, but they do not why is that?
One reason could be if we were all taught that we are all equal we would not have high expectations we all be sheep without leaders, hence in order to have leaders you need to have people who are superior to you.
Social Classes do not mix you will never have Upper Class people hanging out with the poor population, unless its for publicity.
Leaders are then not equal to you, as they may have a higher social class and may be more intellectual.
There will always be leaders and there will always be followers.
Because we are all segregated into groups, it.s who ever is on top of the food chain will always control Racism.
Some examples of such incidents are as follows:
Trump said he was building a Mexican wall and branded Mexicans as drug dealers, illegal immigrants and thieves. I have a lot of Mexican family all highly educated, from Doctors, Dentist, Midwives and Priests, but all it takes is for one person from the highest social class to segregate people into classes all because of one opinion.
It is a well-known fact that Eastern European people judge and discriminate people by race, religion, social class, disability and appearance. I know Polish people that judge by colour, race, social class, religion and gender, disability and appearance, try telling a Polish person you are gay or are an atheist or have a mental disability and see their reactions.
I am not saying all people are racist but we can seperate people into groups.
I have seen and heard with my own eyes and ears judgmental things that my very own family and friends have said, and it is disgraceful, which I am so ashamed to admit to and am ashamed to call them family or friends. In my defence I have always stood up to my friends and family and tried to explain that their beliefs are totally wrong, which has got me into trouble and many arguments.
Did you know that in Russia you will get arrested if you are seen to be holding hands or kissing the same gender as yourself or you openly admit you are gay?
People judge others by:
The designer clothes and materialist things they wear and own.
Their appearance and how smart they dress
The way they speak (does every other word becomes a swear word or does one speak Queens English)
The job they have, the janator to the director
The car they drive, the Skoda to the Ferrarri
The location they live. Each place has a down town district.
The people they hang out with.
People are equal, no matter what walk of life we seem to be in and what title we may have, we all have red blood, we all do the same routines to survive, we eat, sleep and dream of making money and have a place to live.
The colour of a person should not define us just because someone somewhere once said that we are different, we are not different we all the same and we all do the same things to survive.
Disabilities should not matter either ‘Stephen Hawkings’ suffered from ‘ALS’ he was wheelchair bound yet he was a British theoretical physicist, cosmologist and author and will always be admired all over the world. Yet people are discriminating, they may not say it out loud but sometimes their actions speak louder than words.
Like I said before not everyone is racist or discriminating and some do fight to change the system, but the system will never change.
Just because someone somewhere is unintelligent and only crap comes out of their mouths, we should be the better person and decided their opinions do not matter.
If we are going to take down tv shows or monuments, why not start suing everyone that has made judgemental comments towards us. I could start suing all my bullies from school and the schools themselves for not preventing all the trauma I endured which caused me to have a mental disability. I have not forgotten so in retrospect I suffer with PTSD. I should also sue all my ex’s that called me names, ridiculed me and disrespected me.
In my opinion if there is a show that is deemed to be offensive to some people, just get a grip, do not bloody well watch it is all I have to say.
Some of us are intelligent enough to recognise tongue in cheek humour.
People have too much time on their hands and rather than sitting down and learning something new like reading a book and to make the world a better place, they choose to judge and criticise and be negative, as that is all they are mentally able to do.
People who are more intellectual will go above and beyond the problem and will try to fix the problem without causing more problems.
At the end of the day I choose not to have negative people in my life. I believe only my opinion matters and no one else’s and if people do not have time for me, I do not have time for them. Yes, I have many online connections but physical I only have a few as mingling with people who are false is a waste of my time.
Anti-Racism is respect to the person that may not have the same advantages as you, but you see them as an equal, anti-racism is the power to not discriminate.
Racism is about judging and discrimination and anyone that judges and discriminates is a Racist.
Respect Colour, Race, Religion and Genderand Status.
People in all walks of life have someone they know who thinks they are better than everyone else.
The may claim to be experts even though they blag their way through life to gain the attention and respect they so crave.
Whether it is business or at home there is always an elimant of self worth where we try to prove we are sometimes something we are not.
Just because we may have a title, a badge are a celebrity, royalty or a tycoon, does not give anyone the right to treat others the way you would not like to be treated. Just because you have money, are a director of a company does not give you the right to be unkind, use and abuse and be cruel. Money does not bring you happiness, enriching other people brings you happiness and respect.
You do not gain respect for how much money you have in your bank, you gain respect by teaching others how you made that money and how you can empower that individual to also be as successful as you.
The “Do Unto Others” Bible Verse
Matthew 7:12 – “So in everything, do unto others what you would have them do to you, for this sums up the Law and the Prophets.”
Its can be borderline narcissistic to look down ones nose at another being for what ever reason we so choose.
We should not judgeor make innuendos and sit on our thrown casting stones, we should also not use or abuse people and treat people badly especially the vulnerable.
However people with money and power think they can buy what ever they want and treat people without any respect. We in society are segregated into classes and the people on the top of the food chain are usually the ones that do not care what happens to the ordinary folk, that is why the world is the way it is. Unfortunately I cannot change the world single handily.
Did you know there is a chemical our brains produce when we do something kind or witness another person being kind?, it is called ‘Oxytocin’ The chemical is responsible for feeling love and connection and the more kinder you are the more people are enriched and also do kind things in return.
People want to be respected yet not everyone does get that privilege and there are many especially in business the higher up the ladder they sit, the more mightier some people seem to think they are.
As an example I know of a certain individual without mentioning any names that has sat on his high chair claiming to be an expert in more than one field. This person was once a startup and he too yearnes the respect yet he shows none to others.
I put it down to the fact he is feeling insecure about himself so he spouts out atrocities to feel better about himself without actually realising what he has done to the other person that he may in fact not know very well.
Before casting stones think what it will do to the other person. Some people cannot handle critisism and this may actually tip them over the edge.
Do you want to be that peron that has pushed another too far?
Would you be able to sleep at night if you knew someone had harmed themselves because of you.
Just because you feel intimidated do not intimidate someone else to make yourself feel better.
Some of the greatest entrepreneurs of our time have struggled with fear and self doubt. Just because they hide behind their clean and crisp shiny suites does not make them “super ceo’s”. You cannot know for certain what is going through someones mind when you make detrimental comments about another person. You do not know what the other person has gone through when you make your own opinions about that person.
Here are some tips about gaining respect and teaching it to others.
1. Respect yourself.
I learnt the hard way and this is why I can hold my head up high, someone elses opinion is insignificant to me.
You are your own boss and you control your own destiny.
Without sounding cliche, no one will respect you unless you respect yourself. Love yourself and people will love you.
By showing respect to other people and being kind you in turn will be rewarded for your honorable and courteous behavior.
Remember only you know your self worth and no one can make assumptions without knowing your full story. Do not claim to be someone your are not.
2. To get respect, give respect.
Do not throw stones in glass houses. You do not want to be spoken about badly behind your back so do not speak ill of people when they are not around. People around you want just as much respect as you do. Think of this way karma has a way of pay you back, do not tempt fate as you may end up holding the other side of the coin. Afterall you should still be courteaus and respectful to the person who may be disrespectul to you as this will make you the bigger person. To gain their respect show interest in them and try and contribute by being helpful.
3. Finding a mentor.
By growing a network of like minded people you have the opportunity to be respected because of what you have to say, humans are very complex labyrinthine beings, with only a handful of people whose names are immediately recognizable and well respected. If you are able to learn from someone who is well known in their field of expertise you will find people will follow you like lambs and will be eager to learn from you. By having a great following of people especially on social media you will naturally gain the respect you so rightfully deserve. By having a large network of people interested in your niche you will not only learn from others but you will also be able to teach what you have learnt.
4. Mentoring Others.
By mentoring others and helping them climb the ladder of success not only will this help others it will also help you. If you can invest your time teaching others this will in turn cause a ripple effect and the ones you teach will then be able to teach others and will avoid costly mistakes, yet will always refer to the mentor that originally taught them and you will then gain notoriety and respect.
By enriching the lives of others you will be remembered and referred to and in time you would have built your own legacy.
5. Honesty is the best policy
Do not pretend to be something you are not. The best way to gain respect is to communicate face to face. If something is bothering you or you are not sure about, talk it over, do not hide behind your superior ego.
I had someone most recently without any explanation terminate an agreement. Rather than talk things over to see what they felt was not working for them they chose to cut their losses only to realise that they had infact lost more than they had bargained for.
Through their ill representation of someone who claimed to be an expert in more than one field they had in fact lost several thousands ££££ of advertising and looking at their analytics report a lot of business too and they will not hold global positioning on a local search directory because of the their mistake.
Yet had they have stayed they would have been dominated in their industry and would have held exact match searchable keyword domain names all because of misguidance by someone sitting on their high throne. As an example I have written many contracts in my time but that does not make me a solicitor, so the same could be said for the individual who also claims to be a SEO expert.
All it would have taken was communication from the other Director and his assocociates to resolve the matter.
Not only that they will now how to start from scratch and it will cost them an arm and a leg to get back what they had and more.
There is a saying you reap what you sow. They would have had more repsect from me had they talked things over.
As my daughter now says its their loss.
People value authenticity and honesty more than they value respect and by not being honest and transparent they have now bitten off more than they can chew.
6. Self Representation & Appearance
I will reflect back to a time when I was in a toxic relationship and everything I owned was destroyed and everytime I replaced things these things would get destroyed also, so I stopped replacing them until I could free myself from the toxicity in my life.
This obviously showed in my appearance as I started to play down my appearance and my personality and kept myself to myself. The fear of being humiliated for looking nice was my ultimate sacrifice until I could rebuild my life. But there were certain individuals that chose to be judgemental without knowing the full story and not only did I have to put up with toxicity in my personal life I was faced with snide comments in my work environment.
So I chose to take a stand and remove myself from the people that were weighing me down. This was like the world had lifted off my shoulders. I did not have to prove myself to no one. Either these people accepted me for whom I was or not at all.
I did learn something though looks matter, people are judgemental and I started to love myself again and have started to respect myself although deep down I always respected myself, but found that other people did not.
I started blooming again after so many years of being a closed flower bud. Whenever I went out which was very rarely pre covid -19, I chose to look smart, I wanted to show the world I had picked myself up again and that I was ready to face anyone, holding my head up tall.
You don’t need to earn a lot of money to look smart or professional, you just got to look the part.
By looking great you not only look nice, you also feel better about yourself and are more confident. Your behaviour will reflect your personality and people will take notice and will show you more respect. Looking great, walking tall with your head up high makes you look successful and you feel in your mind you can conquer the world, however looking slouched and you posture not straight gives people a different impression.
I also know my self worth, I also have published 3 books and am writing 2 more. I am well respected in my industry. If you think badly of me then it is your loss not mine.
7. Surround yourself with positive people.
Surrounding yourself with like minded positive people that understand how you think, you will benefit from your friendship with them, from their teachings, makes you a more assertive individual. If on the other hand you constantly associated with negative, depressing, artificial, or critical people, this will boil over to your own personality and you too will act and think like these people.
The most certain way to gain respect is to be associated with people that show respect to others and do not talk about others behind their backs in a negative way.
Respect grows in a self-reciprocal way. When others respect you, you feel confident and you then respect them back.
8. Stay Knowlegableand Teach Well.
When someone is eager to learn and is thankful for your teaching you will gain respect.
If you are associated with a person who is defensive, arrogant, condescending, and totally unteachable, not only are you wasting your valuable time with them, you are also weighing yourself down with a person that refuses to learn and refuses to show respect. These people who do not want to help themselves have pretty much given up on themselves, they think they can do as they please without consequences.
There are always consequences with our actions.
If the person that wants to learn everything, will listen, they will be the ones that will show you respect for the knowlege you have passed on to them.
Conclusion
Respect should be appreciated in your home, your work and private life and in all walks of life.
There are so many people in the news nowadays that do not show respect, from the Police in the USA that killed “George Floyd” because they thought they were better than him and hid behind their shield to gain authority, to “Jefferey Epstein” and the dirty old men that thought using and abusing young females, was completely fine and had little regard for these girls as they had no esteems themselves. No matter who you are and where you come from and what title you hold, you should always show respect to other people.
If you stripped your titles and you were left in the room with your arched enemy and there was only the two of you left to save the world would you kill each other or would you help one another? The same goes if you needed a blood transfusion in order to live would you die or would you take the blood from your enemy who was willing to save your life? These are all hypothetical scenarios but you get the drift.
Respect is not a commodity that can be bought, traded, sold, or exchanged, respect can only be earned or lost. Yet in the case of “Jefferey Epstien” he tried buying respect with money. Eventually everything comes out and in the case of “Jefferey’s” partner who has gone into hiding “Ghislaine Maxwell” the daughter of “Robert Maxwell” will she ever gain the respect from all the girls that were abused or the rest of the world for that matter?, only the artificial people in her life will continue to look up to her. Did I forget to mention there is bounty on her by “The Sun Newspaper” of £10,000 reward for her wherabouts.
No matter who you are, showing respect to others you will gain admiration, appreciation, and respect naturally without having to use unnecessary means or paying for it as in the case of the Police in the George Floyd & Jeffery Epstein cases. Preying on vulnerable young girls and taking advantage of them them does not make you a Prince or a President, it makes you not a worthy person.
People are not garbage, people have feelings and we are all on this planet together all trying to do the same thing and that is to survive and build a bigger brighter future for generations to come.
Consider the consequences of your actions next time you say or do something bad to another individual.
“Roath Life” in Cardiff UK has its own business directory and community hub website with a possible periodical (plans still in negotiation). The aim of the site is to get the Roath District of Cardiff closer together so that people can see at a glance what’s on as well finding a local business on their doorstep.
Any entrepreneurs wanting to help with this project are more than welcome to contact me.
Due to a lack of funding, I have sadly taken down the websites and forwarded the domains to this website. I am having to start from scratch rebuilding the directory one category at a time.
Please invest in this project to help me to continue to develop this website and expand the business. (By donating or investing you will help me employ some people to help me with the development of the site.
I need help developing the site which is time-consuming and by advertising small businesses everyone in the local community will benefit from this venture).
Angel Investors or Private Equity Companies wishing to invest can get a commission from sales from Advertising and Services Sold. But first I need a small team of people and I am not looking for loans, so please do not offer any.
If you are reading this and perhaps have been recently unemployed, consider partnering with me, with no financial outlay just your hard work contribution in exchange for a commission on any leads that are secured by you.
I need an internet marketer in Cardiff UK, preferably Roath Area (who is familiar with the area), that can generate leads and who is able to do research as well as copy and paste content. This position is commission only at the moment until I can secure financing. Please send your CVs and inquiries to info@roathlife.com
***Due to absolutely no interest from the public regarding donations, I have taken the campaign down from donorbox.org along with the website.
Where I have all the information of the directories previously published I will merge them to the site.
I have since found some freelancers that can help me but this is going to prove costly which at the moment it is money I do not have.
I need someone with vision to partner with me.
I do not want to borrow money from the bank. So I will go it alone, it obviously will take me a lot longer to do and once it is built everyone who had the opportunity to help me (this also includes my family and so-called friends) and could but chose not to and turned a blind eye. If someone asked for my help I know I would try rather than totally ignore them, I would definitely try to support them in some way and protect their mental health.
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