Cymru Marketing Journal - (CMJUK) - Online Business Journal & Digital Marketing Agency. Business News, Directory, SEO, Social Media Management, Advertising, Reviews, Forum, Market Research, Content Writing & Website Design. Thinking Local, Acting Global.
Marketing is a strategy used to increase traffic to your business. Cymru Digital Marketing Agency will create ways to drive more customers to your business, through SEO, SMO, PPC and Networking. We even offer outbound marketing services and will create a SEO Link Wheel to help you achieve your desired results.
What ever you circumstances may be, whether you are a traditional bricks and mortar business selling products and services and have had to transition to working from home, or perhaps you have been recently been laid off here are some hints and tips to get you through these troubling times.
I will first cover traditional businesses that bricks and mortar, i.e shops and offices.
I covered 5 out of the how to in 7 easy steps in another blog I run: https://ukdomainbrokers.ukwebsitedesigners.co.uk/?p=866
I spoke about setting up an office in your home and how to enable chat online a must for businesses that want to interact with their customers on demand and how to set up online appointment scheduling a video meetings. I also mentioned about e-commerce and payment gateways.
If you are a shop or an office you should follow my 7 easy steps.
Set up an office space in your home where you will not be disturbed
Set up online chat www.talk.to (free)
Set up online appointment scheduling www.reservio.com (free)
Set up video conference calls www.8×8.com (free)
Set up payment gateways www.stripe.comwww.gocardless.comwww.esrow.com (all free).
Work the same hours as if you would do normally and speak to your staff and teams by having morning meetings.
Sort out your finances look to see about Government grants to help you pay your staff.
Unemployed or Redundant
For people who have been made redundant or about to loose their jobs I have listed some ideas you can start to do freelancing, obviously most businesses need websites so that people can find you. You can also list your work with directories but for immediate effect a website/blog is the fast way of generating traffic. If you just lost your job the most important things you need to do is 1) Sign On. 2) Contact all your creditors and inform them of late payments or ask to have your payments deferred. Most Creditors are going to be very understanding including banks.
Article Writing
Graphic Design
Proofreading
Editing
Online Research
Programming
Copywriting
Transcription
Translation
Data Entry
Spreadsheet Work
Virtual Personal Assistant
Data Analysis
If you are stuck for ideas just send me a message and I will send you a full list of work you can do with little or no contact with other people.
I wiill aslo be covering how businesses such as electricians, driving instructors etc can get through these difficult times in another post. I believe that staying positive and optimistic will help us conquer this economic disaster.
If however you are out of work and do not want to set up your own business and would rather work for someone then this will be slightly more difficult considering the current climate we are in.
How about if you volunteer your services, businesses will be crying out for people to help them bring in business. You will stand a better chance of being hired and your position to be made permanent.
Finally if your stuck at home and boredom is setting in, why not turn your hobby into a business, if your arty you can sell your stuff on www.etsy.com or start writing a book (everyone has a story to tell) or make a photobook of all your cherished memories. There are dozens upon dozens of ideas you can do with your free time.
Remember people with low self esteems, as long as you stay safe and follow the rules and keep yourself busy we will all get through this and if any of my readers just want to have a chat or advice of any kind just message me in the comments below. It does not have to be about business.
***I will only respond to people the genuinely need to have a chat and not anything of the adult nature or dating as your comments will be deleted.
Also one last thing if you need legal advice and are in the Cardiff, Wales area I recommend this firm of solicitors.
In light of all redundancies due to the Coronavirus Covid-19, we will help you get back on your feet.
Start an online business today.
We will help with business planning and will give you all the advice you need to get you on the right path. Our offer includes an e-commerce store.
It is not all doom and gloom you could become your own boss tomorrow.
** Most importantly stay safe and remember to isolate. Now that I have planted a seed it is up to you to do some research and do something online that will give you an income.
***All these jobs can be done online or remotely, with minimal or no contact with people. Some businesses obviously have to have some sort of experience or training but others limit to your creativity.
If you have a passion and drive you can be anyone you want to be, all you need to do is reach for the stars. Some jobs may take a while to generate business and we have advice how you can overcome your shortfall in order to still be able to live and pay your bills. We too have been familiar with life changing events that can be obstactles, yet we have found ways to overcome them.
Business Ideas.
Accounting or Bookkeeping,
Animator/illustrator,
Antique Dealer (Buy antiques online and Sell online),
Artist (Painting, Drawing),
App Developer,
Author, (write fiction or childrens books or write books for other people, you could even be a copywriter),
Baking / Cooking (Make handmade confectionary, bake cakes, cup-cakes and brownies, specialist pies or make homemade jams – you could even make your own beauty products),
Blogger/Vlogger, (You can be an affiliate marketer whilst writing or videoing, tutorials or testing products).
Broker (Domain, Finance or Insurance get a commission for each product you sell),
Business/Marketing Consultant,
Buying and Selling (Dropship),
Career Coach,
Cleaning (Offices or Windows),
Comedian (Start your own channel and market yourself),
Course Creator,
Crafter,
Customer or Tech Support,
Delivery,
Dietician,
Direct Sales,
Dog Walker,
Editing or Proofreading (Editing Photos & Videos and reading work for errors),
Errand Runner,
Event Planner,
Freelance Photographer,
Freelance Web/Graphic Designer,
Freelance Writer,
Furniture Upcycling (Refurbish Furniture),
Gig Services,
Hauling,
Home Sitter,
Home Staging (For Property Sales),
Jewellery Designer,
Landscaper,
Life Coach,
Make Money with Your Garden (Grow Profitable Plants),
Meal Planner,
Mentor,
Menu/Recipe Planner,
Motivational Speaker,
Pet Sitter,
Personal Shopper,
Professional Speaker (Create your own video channel),
Repairs ,
Social Media Consultant,
Transcriber,
Translator,
Tutor (Private Lessons Online),
Virtual Assistant,
Voice-Over Specialist
**Read this article below, also seeing as you have plenty of time on your hands, you could learn a new language or learn a craft afterall knowledge is your wealth at the end of the day.
Browsing the usual daily news feeds about everything of interest to my blog, I came across this regarding Government plans to make UK population become immune to the virus. But in order to do so, one needs a vacination (which they have not got supposedly) or enough people to be infected with the virus and then survive in order for it to work. The Government has been strongly criticised for not doing enough to slow down the pandemic which Donald Trump declared an ‘International Emergency’.
Things you should do to protect yourself from the Covid-19 Coronavirus.
It is all common sense to implement this into your daily routine, however people are complacent and this needs to be now drummed into our heads.
Wash your hands. Make sure you wash your hands frequently, especially if you have touched foreign objects that are not personal to you. Try to use antibacterial hand soap or hand sanitiser. Stay clear of hand dryer blowers they spread germs, even if you are passing one that is in use and make sure to not touch the taps with your bare hands.
Avoid touching your face. You mouth has around 500 to 1,000 different types of bacteria so touching your mouth you are re-contaminating your hands with bacteria, so avoid touching your mouth unless you are brushing your teeth and even then wash your hands straight after and avoid touching your face at all unless your hands are clean.
Maintain distance. If you suspect someone to be ill avoid close contact with that individual and maintain a distance of around 3 feet between you and the person.
Don’t share personal items. Consider your personal belonging to be your own and you should not share at all (no exceptions) . Some people for example drink from the same coke bottle (disgusting I know) so consider who has touched the item you are about to touch.
Cover your mouth when you cough or sneeze. If you have a cough or you sneeze cover your mouth at all times. Some people are saying cough or sneeze into your sleeve or elbow, but for me that means you have just contaminated your clothing so if some one was then to touch you, you would then contaminate them. I recommend straight into a tissue which you can dispose of quickly or your hands which you can then clean immediately.
Stay home if you’re sick. If your unwell stay at home, do not risk contaminating others no matter how insignificant your cold may be. Do your shopping online or ask a friend, neighbour or family member but remember to not have close contact and stay 3 feet away.
Clean surfaces. Everyday items we take for granted such as handles on doors (including cars) light switches, flooring, keyboards, touch pads, trolley handles, product packaging in shops all carry germs.
Just hot off the press I have just been asked to market this domain and website, ideal for anyone wishing to sell, merchandise, PPE clothing and equipment and sanitation supplies such as antiseptic disinfectant and hand gel and face masks which are all in short supply. Please email me at renata@cymrumarketing.com if interested in buying this domain and website.
The government is in talks on “Operation Cobra” to move from stage “phase” to stage “delay”. This should be from immediate effect. If schools and colleges are being closed in the “Republic of Ireland” then, schools and colleges in England, Scotland and Wales should follow suit promptly.
People such as the elderly, people with underlying conditions and people with low immune systems should stay at home. full stop.
Grocery shopping should be done online for home delivery. If you can avoid going out then stay at home.
Its not just the sick that need to be isolated it is the vulnerable as well.
People have a mindset of “it won’t happen to them” are just plain stupid and ignorant, as imagine if it did happen to them, then they have just put their family and friends, work colleagues at risk also.
Do not be complacent as I am reading on many group chats, do not risk your life or others.
Symptoms to look out for are:
a high temperature
a new, continuous cough
Do not go to a GP surgery, pharmacy or hospital.
You do not need to contact 111 to tell them you’re staying at home.
However I have read that you won’t contract the virus form packaging and food on the NHS website, which is a contradiction as germs linger on packaging and food, hence why is the whole world going mad buying surface sprays. From the Germ Expert clean all packing and food as set out below…………Better to be safe than sorry!!
Panic Buying – what is all this about??, its not the end of the world and people should just shop more responsibly………….You don’t need a years supply of toilet paper or antibacterial products. You can double up by all means but not be stupid about it and leave the rest of the world without hand gel for example. I know manufacturers are having problems sourcing plastic bottles so obviously it causing delays in manufacturing and shipment. Do not be selfish people. Even I, whom has ‘OCD’ do not buy in bulk apart from my disposable gloves which come in packs of 10 boxes straight from the manufacturer but other than that I use antiseptic disinfectant products sparingly not over use them. I use as and when required, two litres or 4 x 500ml usually lasts me a month.
People who can work from home should work from home, everyone has a computer nowadays so there is no excuse there unless of course you are working in a factory and are manufacturing and packing goods or a trades person, then a safe plan of action should be implemented. Schools can have online tutoring where students have to login, no excuse there either.
Obviously factories and tradesmen have an obstacle to overcome. People in factories and tradesmen should wear protective PPE clothing and use PPE equipment – https://www.hse.gov.uk/toolbox/ppe.htm Companies such as Accountants, Solicitors, Insurers etc, have to just tread caution and should have hand sanitiser on all entry points and clean door handles regularly.
Its not just about washing hands its also about touching surfaces and products that have been touched by other people such as, door handles, pens, desks, computers, touch pads, ATM machines, everyday products and cashetc, it all has germs.
I suffer from contaminationOCD so you could say i’m an expert on germ contamination.
All goods you buy in a shop has been handled by another person before you.Fruit and Veg is another example which you can wash with a mild solution of diluted antibacterial washing up detergent and water. (make sure you rinse thoroughly). Taps on sinks and soap dispensers, door handles all have germs. I personally when I handle anything wear disposable gloves, I go through over a thousand pairs a month even in my home, on good days.
What we take for granted and touched by some else other than yourself should be sanitised.
If you make sure you thoroughly rinse your fruit and veg after you have washed them, then it will not give you adverse tummy problems or effect your health in anyway. Besides I would rather clean my fruit and veg by this method rather than risk contamination of any germs. Veg you can boil and that itself will kill germs. Tins and packets should be cleaned using diluted antibacterial washing up liquid and products in paper packaging should be wiped over with a slightly damp antibacterial wipe or diluted antibacterial washing up liquid solution saturated sponge or cloth. Raw meat bacteria obviously gets killed at high cooking temperatures, (so there are no worries there), but make sure to not cross contaminate and keep raw meat on the bottom shelf away from cooked meat and other products such as dairy etc.
Eating out – I have started and this is before covid-19 came out, having an anxiety of eating out using the restaurants own cutlery, I have now invested in my own travel cutlery that I carry around with me. Drinking from glasses I always watch where the waitress holds the glass so that I do not touch the glass in the same place, if anything something I have adopted of late is to get a napkin and cover the glass with the napkin so that I can hold the glass indirectly. I also use my own travel metal straw so that my lips do not touch the glass, after all how do the bar staff take out the glasses form the glass washer, some use the bottom of the glass whilst others use the top of the glass, plus the fact in top restaurants and bars glasses are also polished by hand to remove any watermarks (I know this as I worked in the hospitality industry many years ago). All cutlery and plates are handled by other people before your food is brought to your table. We assume that people wash their hands appropriately but we should not be complacent about it, as with what is going on today you would think people would take appropriate measures to protect themselves and others but this not always the case, as how come so many people have died from this virus if everyone was a germ freak like me and I for one do not want to take that risk of not sanitising something before I use it.
Its ironic how people used to mock my OCD and now everyone is doing literally what I have been doing all along for many years now.
I avoid public transport with a passion, the amount of times I have been brushed by someone has made me fell so uncomfortable. So now I avoid public transport all together. If you are going to use Taxi’s consider the car door handles, they have germs and paying with cash. Cash has germs.
***Also why are we being told to avoid crowded public places, so why is it the schools, colleges and universities are still open and why can parents not self isolate and not take their children to school if they are concerned about the implications? Boris Johnson needs to do something quick time and not wait for it to be too late.
We should also ask ourselves if this virus was genetically engineered, then the inventor/scientist would have an antidote, he would not make the virus airborne risking his and his families lives. If this is genetically engineered biological warfare, we also have to ask ourselves why has this happened?
Your welcome to share your thoughts on this and I will respond to the most relevant of comments.
My final thoughts, my daughter who has a low immune system due to a treatment she had last August for ‘Multiple Sclerosis’ has just asked the NHS MS Team today 13/01/20 if she is safe and the person on the other end of the phone simply played it down and said there is nothing to worry about as we are all in the same boat so to speak and we all have the same chances of contracting the virus.
‘Rhianon’ from the MS Team Cardiff just said take the same precautions as everyone else and avoid crowded public places. Well what is a hospital if not a crowded public place, but my daughter has to have her bloods tested every month. ‘Rhianon’ went on to say well we write down your bloods every month, well that is so comforting to know (not – sarcasm on my part), considering she seemed complacent about the scenario. For her sake I hope my daughter is OK as I have a name now and i’m good at standing my ground and fighting battles.
Someone needs to be held responsible for this! If as some are saying the virus originated from a wet market selling illegal tropical animals in Wuhan, we have to ask the question the chinese have not overnight starting selling this type of produce and they have been doing it for centuries so for anyone to believe this is slighlty on the naive side. Remember the media have to give an explanation and its up to us to believe it or not…………. I prefer not to.
“Roath Life” in Cardiff UK has its own business directory and community hub website with a possible periodical (plans still in negotiation). The aim of the site is to get the Roath District of Cardiff closer together so that people can see at a glance what’s on as well finding a local business on their doorstep.
Any entrepreneurs wanting to help with this project are more than welcome to contact me.
Due to a lack of funding, I have sadly taken down the websites and forwarded the domains to this website. I am having to start from scratch rebuilding the directory one category at a time.
Please invest in this project to help me to continue to develop this website and expand the business. (By donating or investing you will help me employ some people to help me with the development of the site.
I need help developing the site which is time-consuming and by advertising small businesses everyone in the local community will benefit from this venture).
Angel Investors or Private Equity Companies wishing to invest can get a commission from sales from Advertising and Services Sold. But first I need a small team of people and I am not looking for loans, so please do not offer any.
If you are reading this and perhaps have been recently unemployed, consider partnering with me, with no financial outlay just your hard work contribution in exchange for a commission on any leads that are secured by you.
I need an internet marketer in Cardiff UK, preferably Roath Area (who is familiar with the area), that can generate leads and who is able to do research as well as copy and paste content. This position is commission only at the moment until I can secure financing. Please send your CVs and inquiries to info@roathlife.com
***Due to absolutely no interest from the public regarding donations, I have taken the campaign down from donorbox.org along with the website.
Where I have all the information of the directories previously published I will merge them to the site.
I have since found some freelancers that can help me but this is going to prove costly which at the moment it is money I do not have.
I need someone with vision to partner with me.
I do not want to borrow money from the bank. So I will go it alone, it obviously will take me a lot longer to do and once it is built everyone who had the opportunity to help me (this also includes my family and so-called friends) and could but chose not to and turned a blind eye. If someone asked for my help I know I would try rather than totally ignore them, I would definitely try to support them in some way and protect their mental health.
I hear you say because there is high demand for the product right now. OK hear me out…….
Dettol is owned by a company called ‘Reckitt Benckiser Group Plc‘, they are the manufacturer of Dettol products.
Claims that Dettol can kill the Covid-19 Coronavirus have spread faster than the virus itself, although ‘Dettol’ have not confirmed this and it seems to be that every stockist around the UK is saying the product is out of stock and they do not know if and when they will get any back in.
Their company information is here, the only way you can communicate is by writing to them via snail mail, phoning them or filling out an online form that times outs. There is another way and that is through their social media channels which I took the liberty of contacting them on Facebook the other day.
I will show you the message between them and myself at the end of this post. Their Facebook page is: https://www.facebook.com/discoverRB/
They do not have an email other than a privacy policy email: PrivacyOffice@rb.com but I am sure your message would get passed on to the right person, should you go down this route.
I believe that any company that wants to have a good reputation and to be trustworthy should be transparent and should update their customers if they have supply demand issues, no company on this planet should keep their customers in the dark, as that it is in my eyes bad business sense. and reckless.
My questions are:
If they have supply problems, what is causing them to not supply to anyone at all? Surely if a product is still being manufactured then who are the stockists that are being supplied? (there is clearly no transparency with this company)
Secondly what is causing the delay in manufacturing the product? is it that certain chemicals are in short supply?
Why keep your customers in the dark, some people have mental health issues and are more anxious than most especially if they suffer with ‘OCD’?
Facebook Messenger Message from RB Group PLC.
Renata “Hi, Why is it so difficult to buy Dettol Antiseptic Disinfectant in the UK (Cardiff) area especially. Everywhere it saying stock unavailable, what does that mean exactly? I know we have a pandemic going on with Covid-19 but I cannot get Dettol anywhere for love or for money. I suffer with OCD so I am getting extremely anxious not being able to get hold of this and was wondering have you discontinued it?, or are the manufacturing issues. I am happy to buy in bulk if you tell me where I can get it? I await your reply at your earliest convenience”.
Fri 19:43 “Hi Renata, Hope you’re doing great today. Thanks for your interest in our products and taking the time to contact us. We are aware of the current situation and concerns, and we also know how it affected our retailers’ stock because of the increasing demand of it, exceeding our normal producing levels. Our teams are working urgently to produce and deliver more stock to the general warehouses. They’re doing the best to keep up with the consumer needs in this situation and will supply as soon as they’re able, but we don’t know what the time frame for this would be at the moment. Unfortunately we do not sell directly, but only to our supermarket chains warehouses. We apologise for the inconvenience, but hope you understand and that this is relieving information for you. Kindly, The RB Social Team“
Renata “I understand you do not sell direct but it is getting increasing difficult to acquire you product. Thank you for getting back to me anyway. Kind Regards Renata Chat conversation end Type a message”…
Now if you read my first message I asked them where can I get the product from and they clearly did not answer me and with my final message they just blanked me as if I was insignificant, perhaps I would have ordered a lorry load, they do not know that, so who is to say that if I find another product that my OCD is fine with, I can then kiss Dettol goodbye. Tesco has it’s own brand of Antiseptic Disinfectant. I may have OCD but that does not make me stupid.
So my final thoughtsare I want Dettol – Reckitt Benckiser Group Plc to announce when they foresee getting stock back in to the British Market, for them to say they do not know is like the Chief not knowing what his Indians are doing? Obviously they must have more Chiefs than Indians.
How can you not know when your supplies are going to be met?
If you a run a company you should know it like the back of your hand and if you do not then there is something seriously wrong. Its like me saying to the customer I do not know when your website will be built as I have no internet.
Who’s to say they are not supplying China and leaving the UK out in the cold?, or if you think out side of the box maybe they are trickling small supply’s in at astronomical prices, after all someone I know managed to acquire some stock from a company for me and I ended up paying £25 for 2 Litres.= or 4 x 500 ml bottles which normally are about £3.00 each, so I literally paid double compared to what I normally pay.
The reason I am making a song and dance about it is because I having been using this brand for the past 30 years or more and it is hard to wean yourself off a product onto a new one, which I have been accustomed to and rely on it as part of my daily living routine. I have trusted them as a company and what they stand for, for many years but recent developments have made me rethink their credibility for not standing by and being transparent and reassuring their customers of difficulties they maybe experiencing. Simply pacifying a customer is not good enough.
I will have to try out the Tesco version in comparison, after all if it kills 99.9% of bacteria then I am happy and it is versatile (meaning you can use it for personal hygiene as well as surfaces), just like ‘Dettol Antiseptic Disinfectant’ and I assume Tesco’s version has a fresh smell unlike its counterpart by the wording on its label, like who does not want have a fresh smell?
Dettol Antiseptic Disinfectant liquid on the other hand has a very strong chemical pungent smell, which is not pleasant on the nose.
I use it for practically on everything from washing my clothes, using it in my bath water. and cleaning surfaces. I prefer it to their odourless surface sprays, but the smell could be improved . I know they have a lavender disinfectant but it does not have a dual purpose like the original version.
I may do a review on Tesco’s own and give you an update soon.
On behalf of my readers I need answers to my Dettol questions and I need them fast !!
This in itself is going to cause a moral panic with hospitals only dealing with emergency care. People will be stocking up food supplies and there could be looting if businesses shut down, as well as mass hysteria.
People will be wanting to protect themselves in any way they can.
I am concerned for people with low immune systems or the vulnerable such as the elderly.
This is serious with a forecast of as many as half a million people will die from the deadly virus.
In my opinion I think there is a political agenda and there is more to this virus than meets the eye. I am not going to start or join any conspiracy theories but I just feel there is more to this than the Governments are letting on and because of media suppression the real truth is not coming out.
ONE.COM The hosting company for website and domain names. No I am not putting them on a pedestal to market them as being the best hosting company on the planet on the contrary I am putting them on a pedestal for being one of the worst. I cannot say they are the worst as there could be worse hosting companies out there.
Instead I will just highlight how they have added an extra fee for renewing domain names. So if you are in the business of buying and selling domain names you will know that DNS Domain Administration comes part and parcel of the package of renewing domain names as without a DNS system one cannot alter DNS Records or forward domain names.
So a .CO.UK Domain Renewal on any other registrars website costs £10 plus vat but this company ONE.COM are charging for the domain name renewal and also the DNS administration system as you can see below:
ONE.COM DNS Administration Fee.
This is a scam if I ever I saw one and the customers they have most probably do not know that DNS comes as default with a Domain Name and should not be charged as an add on.
I would avoid ONE.com like the plague, all they have been is problem after problem from the start and God knows what nightmare stories their ex-customers would have to say given half the chance.
Slowly but surely they will end up loosing me as a customer. Customer services were no better basically saying if I did not like it, to take a running jump, I would call their bluff but I cannot afford one of the domain names going into migration over to another registrar as that would mess up one of my clients websites, which I cannot afford to do right now, considering ONE.com lost his blog (it just disappeared off the face of the www) not so long ago.
TotalNightmare Company!
28/02/20 Addendum
As you are aware I am down sizing my portfolio with one.com and am moving over to another hosting provider.
Upon checking a particular website today the contact page was off centre.
This means when I published it the other day they must have re-published my site (even though they claim they NEVER do).
So today I spend my valuable time talking to these idiots again and they admit that they had done a bug fix the other day which may have caused one of my codes to be none responsive.
If my site was working fine the other day and you do a bug fix and it is not working fine today you should reimburse me and you fix the problem without blaming everyone else on the planet bar yourselves.
This is NOT the first time they have done this and then tried blaming the consumer.
I am livid to say the least and hope and pray my client does not see the unresponsive page, they only lost his blog and could not retrieve off their server. I am amazed that they have any business.
…….since writing my post earlier they found that it was not a bug fix but something else which the technician should have spotted before creating a ticket and I did not get an apology, says it all…..
Did you know that regardless of GDPR rules these blue chip corporate companies have rules of their own and if you are not happy they simply will not provide you the service.
I have just got off the phone with a customer service rep who basically said if I am not happy with their data sharing they will not provide me Gas regardless of GDPR rules.
So looking further into their privacy policy I was shocked to find not only do they share information with credit reference agencies they also share your personal data with the following companies. My question is what has my data got to do with Google, Facebook, Twitter and the like?
Their answer was that because they offer credit they must share your personal data. I am obviously not a corporate giant and I do offer monthly payment plans for my clients, yet the difference is I safeguard my clients personal data and do not share it with any third party.
This is totally wrong on so many levels and the cheek of it is if you are not happy then “Adios” you will have to burn candles instead to keep you warm.
For a quick review here are the companies they share your personal data with:
Centrica Plc (Their Parent Company). Google Mediacom Awin Rakuten Facebook Indicia Brandwatch Twitter Lithium Communisis VST Equifax Experian TDX Callcredit/TransUnion National Grid CSP GHE Solar ECO Greendeals Infinity Energy Infinity Energy Sustain Trade Engine Deloitte
They claim they do not sell your information to third parties, but sharing is ok in their eyes. So in theory anyone of these companies I have listed to you above can contact you with their marketing spiel. Have you ever wondered how these marketing companies get your information?, now you know, as each one of these companies have their own set of T&Cs and they can then sell your information on.
I think that credit agencies need to be accessed to see if you can pay your bills or not and if you fall into arrears then debt collecting agencies. But to share with social media platforms and affiliate sites is absolutely a NO WAY for me and should not be allowed. But GDPR only covers the UK & the EU so sharing your data to countires out of the jurisdiction is possible and you will have to get an army of lawyers to back you up.
I’m not happy and thought I should share this with my readers.
When managing money on a monthly basis it is always best to write out a payment plan.
Be brutal with yourself and allow for the unexpected expenses.
Decide also what needs paying first or like me predict when payments are coming in and when they are going out.
If push came to shove would you put a website on top of the list if it meant that without a website your main source of income would fail?
If you a bricks and mortar business and have some business walk-ins then maybe you may not want to prioritise your website. But if your website generated your main source of income you would pay your electricity, your broadband, your telephone and your website hosting first. Obviously there are other factors, such as rent, rates and staff wages, but without your business engine running smoothly your are potentially sabotaging your whole business which then causes redundancies or worse your whole business closing down.
Today I talk about overdue payments. Everyone has bills but there is a way to manage them by writing out a payment plan. It does not have to be anything fancy and it can be done with word and a table of columns (date, description, dr, cr, balance).
When writing your business plan consider that you may need extra money for an added expense not forecasted within the month. If this unexpected bill does not materialise one month let that payment roll over to the next month and so one so that when it eventually rears its ugly head you are prepared for it. Be strict with yourself and never go over your budget. If you manage to save as some months and in my case I do not get domain renewals every month but I still set myself a budget and I roll over that expense to the next month and so on.
Also highlight the most important bills you have to pay and prioritise these payments over others. This payment plan can also be incorporated into your personal expenses. At a glance each month you will then see what needs paying without receiving embarrassing reminder txt messages or phone calls.
I have added a payment plan template for your convenience below:
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